WalletPro AI

Coming soon to iPhone · early access is open

Say what you paid. See what's safe to spend.

WalletPro AI is an envelope budgeting app that does the bookkeeping for you. Type, say or scan a payment and AI files it in the right envelope, so you always know what is left this month and whether you are on track to save.

  • No bank login needed
  • Set up in three steps
  • Free during early access
WalletPro AI home screen: Safe to spend $1,916.91 of $5,200 this month, $61 a day, spent and saving cards, bills due soon and envelopes
Add a payment

Type it, say it or scan it. AI does the filing.

Most budgets fail at data entry. In WalletPro AI a payment takes a few words. AI fills in the title, amount, date and envelope, and you confirm with one tap.

Type it

Write it the way you would text a friend. Dates like "yesterday" are understood.

rent 1200 yesterday

Say it

Hold the microphone and speak. Handy at the till or in the car park.

"Groceries, eighty-six twenty"

Scan it

Point the camera at a receipt or pick a photo. The receipt is read on your phone; the photo is not uploaded.

Receipt → Groceries $86.20

From a few words to a filed payment

  1. Tap + and describe the payment.

    One line is enough: what it was and how much.

  2. Check what AI filled in.

    Title, amount, date and envelope are ready. You also see what will be left in that envelope after this payment.

  3. Save.

    Safe to spend and the envelope update straight away. Mark a payment as weekly or monthly and it repeats on its own.

Add a payment sheet with a text box, scan and microphone buttons and quick suggestions such as Coffee, Groceries and Uber
Check and save screen: Coffee, $4.50, Food envelope, today, with $480.80 left in Food after this payment
Safe to spend

One number that already set your savings and bills aside.

The home screen answers one question: how much can I spend this month without touching what I planned to save or what I still owe? Here is the sum behind it.

How the example adds up

Monthly income
$5,200.00
Savings targetset aside first
− $1,000.00
Spent so far
− $1,802.10
Recurring payments still dueelectricity, internet and the rest
− $480.99
Safe to spend
$1,916.91
Safe to spend income − savings target − spent − recurring still due
Saving income − spent − recurring still due. "On track" when it is at least your savings target.
Left in an envelope its monthly amount − what you spent from it this month
What is in the app

Four tabs and a plus button. That is the whole app.

Home, Envelopes, Upcoming and History, with the add button in the middle. Nothing to learn and nothing to reconcile.

Envelopes

Give Rent, Food, Bills and the rest a monthly amount. Each envelope has its own colour and icon and shows what is left.

Upcoming bills

Rent, loans and subscriptions in one list: what is due, when, and how many days are left. Tick them off as you pay.

A savings target

Decide what you want to keep each month. The app takes it off the top and tells you if you are on track.

History you can search

Every payment of the month, grouped by day. Filter by envelope, search by name, edit or delete.

A month that starts on payday

Paid on the 25th? Start your month on any day from the 1st to the 28th and the whole budget follows.

Private by default

Lock the app with Face ID or Touch ID. No bank login, no card numbers. Light and dark appearance.

Envelopes screen: $3,180 budgeted of $5,200 income, with Rent, Food, Bills and Transport envelopes and what is left in each
Envelopes
Upcoming screen: $1,980.99 recurring this month, $1,500 paid and $480.99 still due, with electricity due in 2 days and internet in 6 days
Upcoming
History screen: payments grouped by day with envelope tags, a search box and envelope filters
History
More than one currency

Budget in dirhams. Pay in dollars. It just works.

Pick the currency you are paid in. When a payment is in another one, say so and WalletPro AI converts it.

  • "coffee 20 usd" is converted to your currency at the day's rate.
  • The original amount is kept and shown next to the converted one.
  • 29 pegged currencies convert instantly and offline at their fixed rate, for example 1 USD = 3.6725 AED.
AEDSARQARBHDOMRJODXOFXAFBAM+ 20 more
Check and save screen for a coffee paid in dollars: AED 73.45, from $20.00 USD at the fixed rate 1 USD = 3.6725 AED
Simple on purpose

We took out everything that felt like accounting.

An earlier version had wallets, statements and period modes. People told us it was too complicated, so we rebuilt it around two things: adding a payment fast, and knowing what is left.

What you will not find

  • No bank connection. Nothing to link, nothing to re-authorise.
  • No wallets or accounts to balance. Money is counted per month.
  • No statements, net worth or charts to study. One number on the home screen.
  • No long setup. Income, savings target and envelopes in three steps, with envelopes suggested for you.

What we are building next

  • Shared account. Two people, one budget: the same income, envelopes, payments and bills on both phones.
  • Even faster entry. Several payments in one message, a home-screen widget and saving without a confirm step.
  • Savings goals and bill reminders. A target, a date and notifications before a bill is due.
  • Arabic and Android. A right-to-left Arabic interface and an Android release.
FAQ

Questions people ask

What is WalletPro AI?

WalletPro AI is an envelope budgeting app for iPhone. You type, say or scan what you paid, and AI fills in the title, amount, date and envelope. The home screen shows one number, Safe to spend: what is left this month after your savings target and the bills still due.

How do I add a payment?

Tap the plus button and type something like "coffee 20" or "rent 1200 yesterday", say it out loud, or scan a receipt. AI fills in the title, amount, date and envelope. You check the result and save it with one tap, or edit any detail first.

What does Safe to spend mean?

Safe to spend is your monthly income minus your savings target, minus what you have already spent, minus the recurring payments still due this month. It is the amount you can spend without touching your savings or your bills. The app also shows it as an amount per day for the days left in the month.

What is envelope budgeting?

Envelope budgeting means giving each kind of spending its own monthly amount, such as Rent, Food, Bills and Transport. Every payment comes out of one envelope, so you can see what is left in each. In WalletPro AI you set an amount, a colour and an icon per envelope, and AI picks the envelope for each payment.

Do I need to connect my bank account?

No. WalletPro AI never asks for a bank login or card number. You add payments by typing, speaking or scanning a receipt.

Does it work with more than one currency?

Yes. You choose one currency for your budget. When you pay in another, for example "coffee 20 usd" on a dirham budget, the payment is converted at the day's rate and the original amount is kept next to it. 29 officially pegged currencies, including AED, SAR, QAR, BHD, OMR and JOD against the US dollar, convert instantly and offline at their fixed rate.

Is WalletPro AI available now?

WalletPro AI is in early access on iPhone through Apple's TestFlight, with a public App Store release to follow. An Android version is planned. Join the early-access list to get an invite.

How much does it cost?

The early-access version is free. Pricing for the public release has not been announced.

What happens to my data?

Your budget is stored in your own account on Google Firebase so it stays in sync. Receipt photos are read on your phone and are not uploaded; only the text is used. What you type or say is sent to our server and to an AI model from OpenAI to work out the title, amount, date and envelope. We do not sell your data, and you can delete your account in the app's settings. The privacy policy has the details.

Can I share a budget with my partner?

Not yet. A shared account, where two people use the same income, envelopes, payments and bills, is the next feature in development.

Know what is safe to spend, every day of the month.

WalletPro AI is in early access on iPhone. Leave your email and we will send you an invite.